Auto repair & service

Payment processing built for auto repair shops

Big tickets, card-heavy customers and thin margins on parts. Keep more of every repair with transparent rates or a compliant dual pricing program, plus invoicing for approved work.

Built for auto shop

What auto shops need from payments

Large-ticket processing

Repair bills in the hundreds or thousands mean every tenth of a percent counts. We price on interchange-plus so you can see it.

Dual pricing for the counter

Post cash and card prices so customers paying by card cover the processing cost on big repair tickets.

Text-to-pay invoices

Send an approved estimate or final bill to the customer’s phone and get paid before they arrive for pickup.

Pay at the counter or the bay

Countertop terminals plus mobile readers for curbside and lot payments.

Works with your shop software

We’ll check compatibility with your shop management system before recommending anything.

Next-day funding

Card sales typically land the next business day, so parts orders don’t wait on deposits.

Why auto shops overpay for processing

Shops run large average tickets and see a lot of rewards and business cards, which carry higher interchange. On tiered pricing, those cards often land in the most expensive “non-qualified” bucket. On a $1,200 repair, a 1% difference is $12, and across a month of repairs that adds up quickly.

Dual pricing for repair shops

Many shops now post a cash price and a card price. The card price covers the processing cost, so a large repair paid by card doesn’t cost you 3% of the ticket. Customers see both prices on the estimate, the counter sign and the receipt. See how dual pricing works.

Getting paid before pickup

Text the final invoice when the car’s ready and let the customer pay from their phone. The keys are waiting, the payment’s already in, and your counter line moves faster. Learn about invoicing.

Compare quotes using your shop’s actual transactions

Separate counter payments from keyed or remote payments, and include parts deposits, refunds and monthly account costs in the comparison. Our credit card processing overview explains the pricing models. Use the merchant statement reading guide to identify the figures to compare before requesting a quote.

Auto Shops FAQ

Questions auto shop owners ask us

Can I use dual pricing on repair estimates? +
Yes. Estimates, invoices and receipts can all show both the cash and card price, so the customer sees them before approving work.
Will this work with my shop management software? +
Often, yes. Tell us what you use and we’ll confirm compatibility before you change anything.
What about fleet and business cards? +
Commercial cards carry higher interchange. We’ll show you exactly what they cost on your statement and how to reduce the impact.
Do I have to replace my terminals? +
Not always. We’ll check whether your current equipment can be reprogrammed before recommending new hardware.
Free statement audit

Find out what your shop really pays.

Send last month’s statement and get a line-by-line answer within 24 hours, free either way.

Get my free statement audit →Prefer to talk? (800) 962-5908 — yes, a person answers.