Retail POS and payments that keep the line moving

Picking a retail POS

For most stores, the deciding factors are inventory depth and whether you sell online. Clover and Square suit many small and mid-size shops; larger catalogs may need more robust inventory tools. We’ll match the system to how many items you carry and how you sell.

Where retailers overpay

Small average tickets mean per-transaction fees matter as much as percentages. A flat-rate plan that looks simple can cost more than interchange-plus once you’re processing steady volume. An audit shows you which applies.

Compare costs across your checkout channels

Keep in-store and online transactions separate when comparing quotes, and include software, hardware and recurring account charges. A low percentage may mean little without the per-transaction fee and your average basket size. Review card processing pricing models, then use our merchant statement guide to establish a consistent baseline.